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The information contained and accessed on this site (the “Site”) is provided by AJML Group Pty Ltd indicated on the homepage as owner of the Site (“AJML”) for general guidance and is intended to offer the user general information of interest only, and as such, the specific needs, investment objective, business advice or financial situation of any particular user have not been taken into consideration. Individuals should therefore consult their financial planner or advisor, accountant or lawyer before acting on any information present on this website.

AJML Group Pty Ltd and its associated entities have made every effort to ensure the reliability of the information contained on the website. The information on the website is provided to you “as is” by AJML in good faith and has been derived from sources believed by AJML to be reliable and accurate at the time of providing it.

Based on specific facts or circumstances, the application of laws and regulations may vary. Based on the fundamental universal condition of the electronic communication process, AJML does not guarantee or warrant the Site will be uninterrupted, without delay, error-free, omission-free, or free of viruses. Therefore, the information is provided “as is” without warranties of any kind, express or implied, including accuracy, timeliness and completeness. In no event shall AJML, its related entities, directors, principals, agents, authorized representative or employees be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including, but not limited to, liability for loss of use, data or profits), without regard to the form of any action, including but not limited to contract, negligence or other tortuous actions, arising out of or in connection with the Site, any content on or accessed by use of the Site, or any copying, display or other use hereof.

The advice and information provided on the Site are not “financial product advice” as defined by the Corporations Act (as amended by the Financial Services Reform Act 2001). We, AJML Group Pty Ltd and related entities are not licensed to provide financial product advice. You should consider seeking advice from an Australian Financial Services Licensee before making any decisions in relation to a financial product.

As content on the Site is copyrighted, any unauthorized use of any materials on the Site may violate copyright, trademark and other laws. Should a user download the materials on the Site for personal or non-commercial use, the user must retain all copyright, trademark or other similar notices contained in the original materials on any copies of the material. Materials on the Site may not be modified, reproduced or publicly displayed, performed or distributed or used for any public or commercial purposes.

Third Party Links are provided as a convenience to our users. AJML does not control and is not responsible for any of these sites or their content. AJML is obligated to protect its reputation and trademarks and AJML reserves the right to request removal of any link to our website.

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